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Auto Loan Approvals!

 

We locate the best rates and available financing in your area – period!

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Applying For An Auto Loan
Was Never This Easy!

 

 ALL Credit Types Accepted

NO Hidden Application Fees

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OUR MISSION:

AutoLoanLocator.com has one goal: to find you the best auto loan options in your area.  We work around the clock to make sure that auto loan customers of any credit type will have financing options available to them when they need it.  We have been building our auto loan assistance network for over 10 years now, and it is still 100% FREE TO USE.

Have you been trying to purchase a car from an auto dealership, or a private party but have been declined every place you turn? We specialize in lenders and auto dealerships that accept credit applications from all types of customers.  We know how frustrating it can be trying to find the cash you need to purchase your next vehicle, so we make the approval process as quick and easy as possible.  We will shop around to find you the best deal we can.

Instant Approvals On New/Used Autos

With new or used auto loan financing from AutoLoanLocator.com, you can shop at any franchised dealer in your state like a cash buyer! Drive home a great auto loan with the most competitive rates available. Get online approval in minutes, with NO Application or Lender Fees, NO Obligation, and NO HASSLE!  Read More…

Refinancing Your Current Auto Loan

Get your current auto loan payments lowered today! By refinancing your current auto loan with AutoLoanLocator.com, you can lower your interest rate or extend your current loan term to save money. It’s Quick, Easy, and FREE! You could be approved within minutes and you don’t have to leave your seat!  Read More…

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Available Financing Partners

New/Used Auto Financing

What are the different options?

Financing allows you to shop at any franchised car dealership in your state like a cash buyer!

Let Autoloanlocator.com Inc. do the leg work for you by sending your auto loan application ONLY to lending institutions and/or dealer lending partners who accept your specific application information.

  1. Apply online for a cash voucher, pre-approved loan, allowing you to shop at Franchised or Authorized Independent Dealerships as a ‘cash buyer’.
  2. Use an Autoloanlocator.com Preferred Dealership to help you fulfill your auto loan request and get you into the driver’s seat.
  3. The vehicle you are interested in must be 5 years old or less;
  4. The mileage cannot exceed 70,000
  5. The auto loan amount must be for a minimum of $7,500. If your intended purchase is less than $7,500 please expand your search for a “Personal Loan” to handle your needs.

Private Party Auto Purchase Loans allow you to buy a vehicle from a friend, neighbor, or even using the classified ads.

To qualify for a Private Party Person-to-Person Loan you MUST meet the following minimum underwriting criteria set by the participating auto loan institution:

  1. You must have good to excellent credit for a Private Party Loan. If you would like to check your credit, most banks or credit card companies will provide a free report for any open account.
  2. The vehicle you are interested in must be 5 years old or less
  3. The mileage cannot exceed 70,000
  4. The auto loan amount must be for a minimum of $7,500. If your intended purchase is less than $7,500 please expand your search for a “Personal Loan” to handle your needs.
  5. The title on the prospective vehicle must be clear of all liens for the new auto loan lender to secure the vehicle as lien holder.

* If you do not meet the above recommended requirements, please consider applying for a Preferred Dealer Pre-Approval for a new or used auto from a Franchised or authorized Independent Dealership by selecting the New or Used Purchase loan type.

Auto Lease Buy-out Option allows you to keep your car when your current lease expires. It's like going from renting, to OWNING!

To purchase your leased vehicle, apply for approval on the total amount due at the end of lease. Lease Buy Outs must meet the following criteria:

  1. For a Lease Buy Out, you must have good to excellent credit. In the day and age of cyber threats and identity theft, it’s important to obtain and stay current with your credit report inquiries.
  2. Your vehicle mileage must be less than 70,000
  3. Your original lease must be for 5 years or less
  4. All lease payments were made in a timely manner.

* If you do not meet the above recommended requirements, please consider applying a pre-approved ‘cash voucher’ or Preferred Dealer pre-approval for a new or used auto from a Franchised or authorized Independent Dealership by selecting the New or Used Purchase loan type.

So what are you waiting for?

Apply Today and we will attempt to locate financing for your next auto loan within minutes! Our preferred lenders work with ALL CREDIT TYPES.

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All Credit Types Accepted

We know how hard finding a loan can be with less than perfect credit.

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No Hidden Fees

We get paid from the financier, there is absolutely no hidden application cost to you, the customer.

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Fast Responses

Receive a response as quickly as five minutes

Refinancing Your Current Auto Loan

Refinance your vehicle to lower your interest rate, extend your current loan term or lower your monthly payment

Refinance loans must meet the following criteria:

  1. The vehicle to refinance cannot be more than 5 years old and currently must have mileage that is less than 70,000 miles.
  2. You have made on-time monthly payments to your current auto loan lender for at least the previous 6 months.
  3. Older vehicles and higher mileage will result in shorter loan terms on a new loan.
  4. A refinance of your current loan can only include your total amount currently owed on the vehicle.

The loan amount must stay within the current blue book value of the vehicle up to 120% MSRV. Check the blue book retail value of your car to make sure the value of the vehicle exceeds the amount you owe.

Refinancing a current loan does not include “cash out” options for other uses. We do not offer Title loans, or borrowing against the equity in your vehicle.

If your vehicle does not meet the above recommended minimum requirements, you may want to consider trading in your current vehicle and purchasing a new or used auto from a Franchised or authorized Independent Dealer. Contact customer service if you have any questions, or apply only by selecting the New or Used Purchase Loan type.

If you do not meet the above recommended requirements, please reconsider your refinancing thoughts to purchasing from a franchised or authorized Independent Dealer and trading in your currently financed vehicle.

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